ATM Card Vs Debit Card Vs Credit Card | The Real Difference

Short InfoX- whenever we talk about Digital Payment the Card come in our mind and which card comes in our mind related it we have many confusion. So, continue reading this article and I will talk about this only.

It may be possible that you know everything about these cards or may be you don’t know about these card and have some confusions. But, in many case the Indian audience have some confusions. I will tell the Difference between  ATM card, Debit Cards or Credit Cards.

ATM Card

With the help of this ATM card you can withdraw the cash money from a ATM machine. In this card you will not get any logo of Master Card or VISA card or RuPay Card. You can use this card only for withdrawing cash money with the help of this card and this card was linked with your bank account. It means whatever amount your bank account have according to that only you can withdraw the cash. And here you can not take Loan from the bank. You can use this card only in ATM machine you can’t use this card for doing Online Payments.


Debit Card

This card looks exactly same as your ATM card, the difference is this only in the front of this card you will get the logo of Master Card, VISA card or RuPay and it means that you can use this card in ATM machine also for withdrawing cash and with that you can use this card for doing Online Payments or you can use in Merchants shops who accepts VISA card or RuPay card or Master Card. This Card is also linked with your bank account if you have money in you bank account then only you can use this card.

Credit Card

There may be chances that you can have this card with you or may be not. Because this card is like that where you take a Loan from your bank or whatever you do Online Shopping and all with that card the bank pays that amount but after sometimes at the end of the month you have to pay the entire amount that you taken for the shopping.


This Card looks exactly same as Your debit card it has same logo front of it. You can use this card in swiping machines also. But, you can’t withdraw cash money with this Credit Card, because in this case we are taking money from bank and this card is not linked with our Bank Account.


Disclaimer: This information is covered based on the latest research and development available. However, it may not fully reflect all current aspects of the subject matter.

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